Feb 8, 2026
What Is Co-Payment in Visitor Insurance?
Explains how co-payment works and why it matters, especially for parents and senior citizens.
Co-payment means the insured person pays a fixed percentage of the medical bill.
If the co-payment is 20%, you pay 20% of the bill and the insurer pays the remaining 80%.
Senior citizen plans often include co-payment clauses.
Many people ignore co-payment while buying insurance and face surprises during claims.
Always check co-payment terms carefully.
